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Joined 1 year ago
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Cake day: July 30th, 2023

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  • I’m in BTC S&P 500 Index, BTC Russell 2500, BTC ACWI EX US IMI, and BTC US Debt and am at 11.93%, 3.6%, 3.87%, and -1.34% over the last 3 years. Over the last year though, it’s 36.36%, 26.36%, 25.22%, and 11.6%. My funds are Large Cap Blend, Small Cap Blend, Foreign Blend, and US Bonds at roughly 67/7/20/6 percent division of my portfolio.

    I think you just got into the market at the height of the markets during COVID and are still digging your way back out. You could try diversifying a little bit in a similar fashion to spread the gains and losses out a bit over both large and small US companies and foreign markets.


  • Currently with friends and their kids for Halloween and one parent in the group won’t allow their kids to dress up for religious reasons. Some of the other kids in our group kept asking the older one what she’s dressed up as (in her normal clothes) and she finally just yelled out “our savior!” (obviously reacting from a tough spot as the kids who stand out from the rest based on their parents’ decisions). Apart from that it could be for financial reasons.

    In any case I don’t see why people get so stingey with Halloween candy if a kid isn’t dressed up enough. You’re giving it out anyway. Razzing seems fine though and this isn’t intended to criticize you but more just tangential soap boxing.






  • Not entirely a ‘car accident’ but I was driving down the interstate and narrowly dodged a shovel head (the handle had broken off) sitting in the far left passing lane in a construction zone. The car behind me hit it and I watched in my rear view mirror as it flew up in the air and traveled all the way over to the right side travel lane and fucking demolished the windshield of a car. I was expecting the car to jerk and swerve from the driver freaking out from this object falling out of the sky right into their windshield, but they just very calmly merged to the shoulder and stopped.

    The other one was me barely missing an empty pallet sitting in the middle of my lane when it was dark out and seeing the headlights of the car tailgating behind me do a complete 360 as they tried to dodge it. If they’d left a little more room between us they probably could have followed my lead and drove around in, but their short following distance left no time for them to react.