Bet. Let’s see em! Common knowledge is often confused with common hearsay.
I know you’re not gonna get the sources because who has time for that? That’s actually more my point because it’s annoying seeing someone ask others for sources and then go on to make claims against others without sources of their own.
I’m sorry mister, “you got any sources for that?” guy, but I just gotta ask…
You got any sources for all this bullshit you’re spewing?
Pizza party solves everything!!
That’s what I was thinking. Pretty much what I would expect them to say publicly. Who knows what they actually think…you don’t find it in the news, that’s for sure.
Don’t worry, I’ll go first.
So I ultimately agree that the first thing to do is to recognize your known amounts. I start with a simple Excel spreadsheet and begin with known monthly income amounts first. Fixed or relatively consistent income gets it’s own row. Then I try to think about other sources of income that I make throughout the year (if any) and then average that to a monthly amount.
Next I start with all of my known fixed expenses. Mortgage/rent, car payments, insurance, etc. Next comes known variable expenses like gas, groceries, etc. I always average out the last few months and try to lean towards a higher amount to be conservative. Last, I try to always budget for unexpected expenses. Vehicle maintenance, child injury, unexpected bachelor party…you name it, but every month on average SOMETHING unexpected comes along.
What I’m left with, I divide by 30 days to figure out what I can spend on a daily basis. Some days I spend over, sometimes way under…but this gives me a good idea every day on how I should be doing for the month. I find it helps to have that “per day” thought in your mind at all times!
So this is just advocating for budgeting in general? Well let’s take it a step further…how do you (and others) go about building your budget?
I- I don’t really know, sorry.
II- Yeah I’m not really sure tbh.
III- The purpose of your life is up to you. You are part of something bigger and no matter what you end up doing, you have a place in this crazy universe. Nothing would exist without you and you wouldn’t exist without everything else. Your balance is the world’s balance, and you’ll feel your purpose when you realize your connection and influence on everything around you. Also… 42